Tidbits & snippets to help educate and inform home buyers, agents and anyone in the home buying process.
It hopefully just got a little more difficult for scammers to abuse someone’s credit information, because consumers can now freeze their credit at all three of the major credit reporting agencies, for free. Last year, in the wake of the massive data breach at Equifax,...read more
What is an FHA Loan? An FHA loan is a mortgage that’s insured by the Federal Housing Administration (FHA). They are popular especially among first time home buyers because they allow down payments as low as 3.5%. 1. The "Why?" FHA loans provide a home loan option for...read more
If you want to avoid paying Mortgage Insurance (MI) the rest of the life of your loan, you may be looking at Conventional loan types. These loan types offer the ability to drop MI when your home equity reaches 20%. Other options may be VA Loans or USDA...read more
Many new homebuyers assume that they must work directly with a bank or lender. While working with a bank or other type of lender is an option, it's not always the best one. Working with an independent mortgage broker brings benefits to the table that banks and lenders...read more
If you are shopping around for a mortgage, multiple credit pulls during this time only count as one pull. Try your knowledge here... http://www.creditscorequiz.org/quiz.html ...read more
DD214, Certificate of Eligibility (COE), Certificate of Veteran Status, etc, etc. At Linear Mortgage Solution, we handle getting those documents for you on your behalf. Another service we provide to you. Thanks to all currently serving and those that have served for...read more